What Are Cashback Apps?
Cashback apps partner with retailers to share a portion of their marketing budget with shoppers. When you buy through these apps, the retailer pays a commission, and the app shares part of it with you as cash. It costs you nothing extra and reduces your effective purchase price.
Top Cashback Apps in 2026
Rakuten operates in the US, UK, Canada, and Japan with over 3,500 partner retailers offering 1-40% cashback. TopCashback consistently offers higher rates than competitors across 5,000 retailers globally. Honey automatically finds and applies coupon codes while also offering points redeemable for gift cards.
In-Store Cashback Apps
Ibotta specialises in grocery cashback with offers from major supermarket chains. Checkout51 works similarly and uploads receipts to earn cashback on everyday purchases. Fetch Rewards scans receipts from any store and awards points for featured brands.
Tips for Maximising Cashback
- Install browser extensions to never miss a cashback opportunity
- Check multiple apps before shopping, as rates vary by platform
- Combine cashback with sale prices for the deepest discounts
- Redeem earnings regularly to keep your account active