Best Rewards Credit Cards 2026
The American Express Platinum Edge earns Membership Rewards points transferable to Qantas, Singapore Airlines, Cathay Pacific and more. The $195 annual fee is offset by the included $200 travel credit and lounge passes each year.
Best Cashback Cards
ING Orange One Cashback delivers 1% cashback on all purchases with no annual fee. Simple and effective and available to anyone who meets straightforward monthly activity requirements on the linked account.
Best Low-Rate Cards
NAB Low Rate Card and Bankwest Zero Classic offer rates around 12.99% versus the market average of 19.99%. For those who carry balances, the interest savings dwarf any rewards earned on premium cards making low-rate the priority.