Afterpay
Pay in 4 fortnightly instalments with no interest ever. Spending limits from $600 up to $2,000. Available at 3,000 plus Australian retailers. Late fees apply if you miss payments.
Zip Pay
Revolving credit line up to $1,000 with monthly account fee waived if balance is paid. Available at 40,000 plus stores worldwide. Zip Money offers up to $5,000 interest-free with longer repayment terms.
Which to Choose
For regular shoppers who pay on time, Afterpay is the better choice. For larger purchases, Zip Money offers better terms. Always ensure repayments fit your budget before splitting a purchase.