Types of Pet Insurance in Australia
Comprehensive cover covers illness, accidents, specialist referrals, hereditary conditions and preventative care at $60-120 per month for dogs. Accident and illness cover is the most common policy type at $40-80 per month covering unexpected illness and injuries without preventative care.
What is Typically Excluded
- Pre-existing conditions diagnosed before or soon after policy start
- Elective procedures and cosmetic treatments
- Dental disease unless accident-related injury
- Pregnancy and breeding costs
When to Insure
The younger your pet when you insure them, the more conditions are covered. Insure puppies and kittens before any conditions develop to ensure maximum coverage throughout their lives and lock in the best available premium rates.